Small-business funding made simple

Flexible capital that moves at your pace.

Apply in minutes with no hard credit pull. If approved, use funds to manage cash flow, cover expenses, or invest in growth — without slowing down operations.

Decisions often in 24–48 hours
No hard pull to see options
Built for busy owners
Get your free funding quote
No hard credit pull to see what you may qualify for.
Funding solutions

Products that work the way your business does

Choose from flexible structures designed around real-world cash flow and growth needs.

Business Line of Credit

Access a revolving line to smooth cash flow and handle everyday expenses. Draw only what you need, when you need it.

Term Financing

One-time lump sum for larger projects — build-outs, equipment, or expansion — with clear, scheduled payments.

Revenue-Based Funding

Payment structures that flex with sales. Helpful for seasonal businesses and short-term growth pushes.

Why Nano

A modern, SMB-first approach to capital

Built for owners who need clarity, speed, and a partner that understands the full picture.

No hard credit pull to explore options

See potential offers without impacting your personal credit score. A hard inquiry only occurs if you choose to move forward.

Fast, transparent decisions

Streamlined application, clear documentation, and responsive support. Many businesses receive decisions in as little as 24–48 hours.

Funding built around you

We look at more than just one number. Time in business, revenue trends, and industry all factor into building the right structure.

Eligibility

Simple, straightforward requirements

Most approvals start with a few key data points about your business.

6+ months
time in business
$150k+
annual revenue
Business
checking account
500+
personal FICO® (typical)

Meeting minimum criteria does not guarantee approval. Additional underwriting guidelines apply and some industries may be restricted.

Ready to see what you may qualify for?
Start your application
Support

Frequently asked questions

Will checking my options affect my credit score?

Viewing potential options does not require a hard credit pull. A hard inquiry may be used later in the process if you choose to proceed with an offer.

How fast can I get funded?

Timelines vary by product and profile. Many approved businesses can receive funds within 24–48 hours after final approval and acceptance.

What documents will I need?

Typically a government-issued ID, recent business bank statements, and basic business details. Additional documentation may be requested during review.

Are there prepayment penalties?

Prepayment terms depend on the specific product and offer. You’ll see all fees and any early payoff details clearly disclosed before you sign.

Nano Business Funding small business capital

© Nano Business Funding. All rights reserved. Loans and financing are subject to approval. Not available in all states or for all industries.

Have questions?
support@nanobusinessfunding.com
Mon–Fri 9:00am–6:00pm PT